MORTGAGES

First Time Buyer

SEWA Mortgages is committed in arranging bespoke first-time buyer mortgage solution for you as we understand that getting on the property ladder can be daunting. You can count on us to provide you with a friendly and professional service to assist you with the whole mortgage process, starting with the first consultation and going through the process to completion.

Re-Mortgage

To remortgage your home means transferring your current mortgage to a new lender, on new terms. By examining your mortgage on a regular basis, you may be able to find competitive rates to reduce your monthly payments and save significantly. We will review your requirements in order to advise what is suitable for you.

Buy To Let

A buy to let mortgage is for a landlord who wants to buy a property to rent out. When lenders consider authorising a buy-to-let loan, they often base their assessment on the property’s expected rental income instead of the applicants’ income. All lenders have their own rental assessments to determine the maximum loan available. Whether you’re new to Buy-to-Let or a seasoned investor, we’ll personalise our advice to your individual requirements.

The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.